For consumers concerned about the unauthorized use of their identity, My ID Monitoring and Alerts™ effectively monitors the use of consumer identity elements, such as name, address, Social Security number, date of birth and phone number, and notifies consumers if their identity is being misused, indicating they may be a victim of identity fraud.
My ID Monitoring and Alerts leverages the same technology relied upon by leading telecommunications, financial services, retail companies, healthcare providers, and government agencies to protect consumers against identity theft.
To deliver My ID Monitoring and Alerts to U.S. consumers, ID Analytics works with an exclusive network of partners. For consumers subscribed to the service, it monitors the use of a consumer’s identity elements and provides a monthly My ID Report™, containing the consumer’s My ID Score™, Score Risk Level (high, moderate, low), and activity information.
When a new event occurs, such as an application for credit or services, a My ID Score is calculated by applying patented Advanced AnalyticsSM to the ID Network® used—the nation's only real–time, cross–industry compilation of identity information. My ID Monitoring and Alerts then generates an alert and provides an updated My ID Report with information about the event that triggered the alert. ID Analytics’ partners, using My ID Monitoring and Alerts, then communicate to the consumer, their identity risk level and how to protect themselves.